Compare Credit Cards, Loans, Savings, Broadband & more...
- PocketRate make it easy to compare UK financial products
- Sort interest rate tables for credit cards, loans & savings
- Compare broadband deals with phone and TV options
- Have you got the PocketRate?
Latest Credit Card Offers
|Post Office Balance Transfer
|APR Rate||Balance Transfer|
|When you spend £1,200 at a purchase rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).|
Latest Broadband Deals
Latest Personal Loan Offers
|AA Personal Loan
|Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.4% per annum would result in a representative rate of 3.4% APR, monthly repayments of £181.24 and a total amount repayable of £10,874.29|
|Post Office Personal Loan
|Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.5% per annum would result in a representative rate of 3.5% APR, monthly repayments of £181.67 and a total amount repayable of £10,900.30|
|Sainsbury's Bank Loan
|Assumed borrowing of £10,000 over 60 months at a fixed rate of 2.8% per annum would result in a representative rate of 2.8% APR, monthly repayments of £178.64 and a total amount repayable of £10,718.40|
|Zopa Personal Loan
|Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.1% per annum would result in a representative rate of 3.1% APR, monthly repayments of £180.11 and a total amount repayable of £10,806.00|
We make it easy to compare credit cards with our simple online comparison tables. Select the type of credit card you’re looking for:
- compare our credit score and credit report providers.
Want to know how credit cards work? Read our useful guide on what a credit card is, how they work, how credit card companies decide on what credit limit you get and how best to compare credit cards. What is a credit card and how do they work?
Find out what APR is, what is included in the interest rate and what the Representative Example is that appears on the comparison table next to each credit card. What is credit card APR?
Looking to improve your credit score? Read our guide on what your credit score is together with some practical tips on how to improve it. Follow these ideas and you will soon build up a better history of credit so that lenders will look more favourably when you apply for a loan, credit card or mortgage. Top 10 tips to improve your credit score.
Not sure about getting a credit card? Read our Top 7 Reasons To Get a Credit Credit Card. We summarize the practical benefits from not having to carry cash to how it can help you manage your money better.
With so many providers offering multiple broadband packages, it can be really difficult to know which one is best for you. At PocketRate we make it easy to compare broadband with our simple comparison tables.
At a glance you can compare the average download speed offered by different broadband packages together with the set up cost, monthly price, contract length and various features included.
If you've decided to stick with a specific broadband provider, you can compare all the packages available just from that company:
- Compare BT Broadband Deals
- Compare EE Broadband Deals
- Compare Plusnet Broadband Deals
- Compare Sky Broadband Deals
- Compare TalkTalk Broadband Deals
- Compare Virgin Media Broadband Deals
When comparing broadband you should think about the following factors:
Average broadband download speed
The higher the speed, the faster your broadband connection will be. If you’re going to stream movies, listen to music or have multiple devices in your home using the connection, then consider opting for a faster broadband connection.
If you just want to surf the web and get email, then just a standard broadband connection might be the way to go.
Once you've signed up to a broadband contract, you will have a cooling off period during which time you can cancel it without charge. However, after this period you may incur penalty fees if you wish to cancel before your contract ends. Therefore it's important to decide what length of contract you're happy with.
Broadband and TV Package
A number of providers also offer a TV package option. These packages include your broadband connection, phone line and digital TV. Many providers offer boxes that record, pause and rewind live TV. Look for the number of premium channels on offer as well as how many will be in High Definition (HD) format.
Some providers will charge you for either setting up your broadband connection, postage fees for sending out the equipment or both. Ensure you include these costs when budgeting for your first few months of your new broadband connection.
This is the on-going amount you will be paying each month for having the broadband connection.
The PocketRate Loan comparison table makes it easy to search for a cheap unsecured personal loan. At a glance you can see which finance providers offer the lowest APR interest rates together with monthly repayment examples and specific benefits of each loan product.
UK Loan Providers
We cover the top UK providers of unsecured loans including:
- Sainsbury’s Bank - Wholly owned by Sainsbury's supermarket chain.
- M&S Bank - Originally launched by the UK retailer Marks & Spencer. It is now owned by HSBC bank.
- Clydesdale Bank - One of Scotland's largest banks part of CYBG plc.
- Yorkshire Bank - A division of Clydesdale bank operating in England and part of CYBG plc.
- Tesco Bank - Owned by supermarket retailer Tesco plc.
- Santander - Owned by Spanish company Santander Group. Originally it was a merger between Abbey National plc. and Bradford & Bingley. Alliance & Leicester later became part of the group.
- Nationwide Building Society - The largest building society in the world.
- ZOPA - Founding member of the Peer-to-Peer Finance Association. Has lent more than £3.45 billion to UK customers.
- HSBC - One of the world's largest banking companies.
- AA - Loans provided by Bank of Ireland (UK) plc.
- RBS - The Royal Bank of Scotland is 62.4% owned by UK Government investments. Operates other brands including NatWest, Coutts Bank and Lombard.
- NatWest - One of the largest banks in the UK. Owned by the Royal Bank of Scotland Group
- Post Office Money - Loans provided by Bank of Ireland (UK) plc.
- Lloyds Bank - The largest retail bank in Britain.
- Barclays Bank - Owned by Barclays Bank plc. and one of the largest retail banks in the United Kingdom.
When you compare loans you should also look at the various features offered for each loan such as:
- Instant Decision – Many providers are able to give you their decision soon after completing the online loan application form.
- Deferred Payments – The ability to delay your loan repayments for a month or two before your regular repayments start.
- Payment Holidays – Being able to miss one or two payments during the period of your loan when things get financially difficult for you.
- Making Extra Payments – Paying extra money so that you can repay your loan early without being charged any fees for doing so.
Applying For a Loan
Before applying for any loan you should consider checking your credit rating. Banks and other loan providers will usually conduct a credit rating check to ensure you are suitable for the loan you have applied for.
PocketRate enable you to compare credit score and credit report providers so that you can get regular updates on your current credit status.