Monzo Bank Account

Category: Bank Accounts
Monthly Fee:
  • FREE
Who's it for?
  • Individuals
  • Joint Accounts
  • 16-17 Account Option
  • Overdraft up to £3k
  • Loans £7.5k to £15k
  • n/a
Deposit Protection: Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.


  • Get paid a day early - salary feature
  • Bill Pots - pick a Pot to pay bills from
  • Save - earn interest on your savings
  • Instant spending notifications
  • Use anywhere in the world with Mastercard

Access, Security & Support:

  • Monzo is FSCS protected up to £85,000
  • Pay with Apple and Google Pay
  • Live chat through the Monzo app 24/7
  • Touch ID, Face ID, fingerprint or PIN