Bank of Scotland Low Rate Credit Card

Category: Credit Cards


  • Low representative rate
  • One simple rate for both balance transfers and purchases
  • 0% fee on balance transfers within the first 90 days
  • Cover against online fraud and your transactions are protected by Bank of Scotland Secure when you shop online with participating retailers
  • Manage your card online using Internet Banking and the Mobile Banking app
  • Make Faster Payments to your card within a matter of hours, giving you more flexibility and control over your finances
  • Accepted wherever you see the Mastercard sign at over 36 million locations worldwide


  • Over 18
  • Permanent UK Resident
  • Have a good credit rating
Annual Fee: £0
0% Balance Transfer: -
0% Purchases: -
APR variable: 6.4%
Representative Example:
Representative example: When you spend £1,200 at a purchase rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).