Bank of Scotland Platinum Balance Transfer Card

Category: Credit Cards


  • Pay 0% interest for up to 20 months on balances you transfer in the first 90 days from account opening.
  • Pay a 3% fee on each balance transfer you make.
  • Pay 0% interest on purchases you make in the first 20 months from account opening.
  • Cover against online fraud and your transactions are protected by Bank of Scotland Secure when you shop online with participating retailers
  • Manage your card online using Internet Banking and the Mobile Banking app
  • You'll have more flexibility and control over your finances: it's easy to make payments to your card in just a few hours.
  • You can use this card in more than 43 million Mastercard® locations in the world.


  • Over 18
  • Permanent UK Resident
  • Have a good credit rating
Annual Fee: £0
0% Balance Transfer: 0% for 20 months
0% Purchases: 0% for 20 months
APR variable: 19.9%
Representative Example:
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).