Barclaycard Initial

Category: Credit Cards


  • A starting credit limit between £150 and £1,200
  • 0% interest on purchases for three months from the date you open your account
  • An exclusive Barclaycard offer with Uber – Use Barclaycard to pay for your rides with Uber and every 11th trip, up to £15, is on us1 (T&Cs apply)
  • Free ongoing access to your Experian Credit Score (conditions apply)
  • Simply make your minimum payments on time and stay within your credit limit and we’ll reduce your interest rate within 12 months of account opening*


  • Over 18
  • Permanent UK Resident
  • Haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
  • Earn over £3,000 a year
  • Are employed
  • Have lived at their current address for at least three months
  • Haven't recently missed a bill payment
Annual Fee: £0
0% Balance Transfer: -
0% Purchases: 0% for 03 months
APR variable: 34.9%
Representative Example:
Representative example: When you spend £1,200 at a purchase rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).