Compare Rewards Credit Cards

johnlewis

John Lewis Partnership Card

Annual Fee:
£0
0% Balance Transfer:
0% for 18 months
0% Purchases:
0% for 09 months
APR Interest Rate:
18.9%

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Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
barclaycard-freedom

Barclaycard Freedom Rewards

Annual Fee:
£0
0% Balance Transfer:
0% for 12 months
0% Purchases:
0% for 12 months
APR Interest Rate:
21.9%

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Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable).
amex-ba

British Airways American Express Credit Card

Annual Fee:
£0
0% Balance Transfer:
-
0% Purchases:
-
APR Interest Rate:
22.9%

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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).
virgin-whitecard

Virgin Atlantic White Credit Card

Annual Fee:
£0
0% Balance Transfer:
-
0% Purchases:
-
APR Interest Rate:
22.9%

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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).
debenhams

Debenhams Credit Card

Annual Fee:
£0
0% Balance Transfer:
0% for 12 months
0% Purchases:
-
APR Interest Rate:
24.9%

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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable).
amex-nectar

American Express Nectar Credit Card

Annual Fee:
£25 p.a.
0% Balance Transfer:
-
0% Purchases:
-
APR Interest Rate:
28.2%

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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £25 annual fee, your representative APR is 28.2% APR (variable).
virgin-blackcard

Virgin Atlantic Black Credit Card

Annual Fee:
£140 p.a.
0% Balance Transfer:
-
0% Purchases:
-
APR Interest Rate:
57.4%

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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £140 annual fee, your representative APR is 57.4% APR (variable).
amex-bapremiumplus

British Airways American Express Premium Plus Card

Annual Fee:
£195 p.a.
0% Balance Transfer:
-
0% Purchases:
-
APR Interest Rate:
76.0%

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Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £195 annual fee, your representative APR is 76.0% APR (variable)

What is a Rewards Credit Card?

A rewards credit card gives you something each time you spend using the card.

What kind of rewards can I get?

Examples of rewards include:

  • Points such as Nectar points or Clubcard points
  • Discount vouchers or gift vouchers
  • Air Miles for travel tickets

How do reward credit cards work?

Each time you make a purchase using your credit card, you earn points that can be redeemed for rewards.

Can I track how many points I have earned?

Yes. Most providers have an online website where you can keep track of your points earned together with your current credit card balance and statement.

Do some cards offer cash?

Yes. These are known as Cashback credit cards.

Do points on reward credit cards expire?

Yes. Some points earned may have an expiry date by which they must be redeemed.