Annual Fee:
£0
Balance Tran:
-
Purchases:
-
APR variable:
22.9%
Features:
- One account. Two cards. More Flying Club miles
- Earn 1 Flying Club mile for every £1 spent on everyday card purchases
- Earn 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore)
- Receive a Premium Economy reward upgrade when you redeem your miles on an Economy reward flight, after spending £10,000 on the Virgin Atlantic White American Express® Credit Card in one year
- Receive a Companion reward flight (just pay taxes and charges) when you spend £15,000 on the Virgin Atlantic White American Express® Credit Card in a year and you buy a qualifying fare flight
- Contactless and mobile payments
- Up to three free additional cardholders
- Access to cash at ATMs in most countries throughout the world
Requirements:
- Over 18
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).
Annual Fee:
£140 p.a.
Balance Tran:
-
Purchases:
-
APR variable:
57.4%
Features:
- One account. Two cards. More Flying Club miles
- Earn 1 Flying Club mile for every £1 spent on everyday card purchases (Visa Card)
- Earn 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore) (Visa Card)
- Earn 2 Flying Club miles for every £1 spent on everyday card purchases (American Express Card)
- Earn 4 Flying Club miles for every £1 spent direct with Virgin Atlantic and via telephone, online and in store with Virgin Holidays (excludes Virgin Flightstore) (American Express Card)
- Receive a Premium Economy reward upgrade when you redeem your miles on an Economy reward flight, after spending £5,000 on the Virgin Atlantic Black American Express® Credit Card in one year
- Receive a Companion reward flight (just pay taxes and charges) when you spend £7,500 on the Virgin Atlantic Black American Express® Credit Card in a year and you buy a qualifying fare flight
- Contactless and mobile payments
- Up to three free additional cardholders
- Access to cash at ATMs in most countries throughout the world
Requirements:
- Over 18
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £140 annual fee, your representative APR is 57.4% APR (variable).
Annual Fee:
£195 p.a.
Balance Tran:
-
Purchases:
-
APR variable:
76.0%
Features:
- 25,000 bonus Avios welcome offer
- 1.5 Avios for virtually every £1 spent
- 3 Avios for virtually £1 spent with British Airways or BA Holidays
- 2-for-1 travel with a Companion Voucher
Requirements:
- Over 18
- Permanent UK Resident
- Have no history of bad debt
- Have a current UK bank or building society account
- You will not be eligible for any Welcome Bonus award if you hold or have held any British Airways American Express Card product in the past six months.
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £195 annual fee, your representative APR is 76.0% APR (variable)
Annual Fee:
£0
Balance Tran:
-
Purchases:
-
APR variable:
22.9%
Features:
- 5,000 bonus Avios welcome offer
- Companion Voucher when you spend £20,000 per anniversary year
- Automatic Enrolment to the British Airways Executive Club
- Travel and shopping protection
Requirements:
- Over 18
- Permanent UK Resident
- Have no history of bad debt
- Have a current UK bank or building society account
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).