Compare the Best Credit Cards

Post Office Matched Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 08 months

0% Purchases:

0% for 08 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

Post Office Platinum Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 08 months

0% Purchases:

0% for 08 months

APR variable:

18.9%

Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Asda Cashback Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

0% for 06 months (on purchases of £200 or more at George.com)

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

Post Office Balance Transfer Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 25 months

0% Purchases:

0% for 03 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

The NatWest Balance Transfer Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 23 months for existing customers only

0% Purchases:

0% for 03 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (p.a. variable).

The Royal Bank Balance Transfer Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 23 months for existing customers only

0% Purchases:

0% for 03 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (p.a. variable).

Vanquis Chrome Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

29.3%

Representative example: When you spend £1,000 at a purchase rate of 29.30% (variable) per annum, your representative APR is 29.3% APR (variable).

Asda Cashback Start Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.90% (variable) per annum, your representative APR is 34.9% APR (variable).

Vanquis Aquis Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

29.8%

Representative example: When you spend £1,000 at a purchase rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).

Vanquis Visa Classic Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

39.9%

Representative example: When you spend £1,000 at a purchase rate of 39.94% (variable) per annum, your representative APR is 39.9% APR (variable).

The NatWest Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

9.9%

Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) per annum, your representative APR is 9.9% APR (variable).

RBS - The Royal Bank Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

9.9%

Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) per annum, your representative APR is 9.9% APR (variable).

Barclaycard Platinum

Annual Fee:

£0

0% Balance Transfer:

0% for 27 months

0% Purchases:

0% for 27 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).

Clydesdale Bank Gold Mastercard

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

0% for 26 months

APR variable:

18.9%

Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Bank of Scotland Platinum Balance Transfer Card

Annual Fee:

£0

0% Balance Transfer:

0% for 20 months

0% Purchases:

0% for 20 months

APR variable:

19.9%

Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).

Barclaycard Freedom Rewards

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

0% for 12 months

APR variable:

21.9%

Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable).

Nationwide Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

0% for 12 months

APR variable:

17.9%

Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).

Bank of Scotland Classic Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 18 months

0% Purchases:

0% for 09 months

APR variable:

27.9%

Representative example: When you spend £1,200 at a purchase rate of 27.95% (variable) per annum, your representative APR is 27.9% APR (variable).

John Lewis Partnership Card

Annual Fee:

£0

0% Balance Transfer:

0% for 18 months

0% Purchases:

0% for 09 months

APR variable:

18.9%

Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).

Saga Platinum Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 09 months

0% Purchases:

0% for 09 months

APR variable:

11.9%

Representative example: When you spend £1,200 at a purchase rate of 11.29% (variable) per annum, your representative APR is 11.9% APR (variable).

Barclaycard Initial

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

0% for 03 months

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).

Capital One Balance Transfer

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

0% for 03 months

APR variable:

24.9%

Representative example: When you spend £1,200 at a purchase rate of 24.93% (variable) per annum, your representative APR is 24.9% APR (variable).

HSBC Balance Transfer

Annual Fee:

£0

0% Balance Transfer:

0% for 32 months

0% Purchases:

0% for 03 months

APR variable:

21.9%

Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable).

American Express Nectar Credit Card

Annual Fee:

£25 p.a.

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

28.2%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £25 annual fee, your representative APR is 28.2% APR (variable).

American Express Platinum Cashback Everyday

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

22.9%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).

Aqua Advance

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable).

Aqua Classic

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

35.9%

Representative example: When you spend £1,200 at a purchase rate of 35.95% (variable) per annum, your representative APR is 35.9% APR (variable).

Aqua Reward

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable).

Aqua Start

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

49.9%

Representative example: When you spend £300 at a purchase rate of 49.94% (variable) per annum, your representative APR is 49.9% APR (variable).

B Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

9.9%

Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) per annum, your representative APR is 9.9% APR (variable).

Bank of Scotland Low Rate Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

6.4%

Representative example: When you spend £1,200 at a purchase rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable).

British Airways American Express Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

22.9%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).

British Airways American Express Premium Plus Card

Annual Fee:

£195 p.a.

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

76.0%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £195 annual fee, your representative APR is 76.0% APR (variable)

Capital One Classic Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

Debenhams Credit Card

Annual Fee:

£0

0% Balance Transfer:

0% for 12 months

0% Purchases:

-

APR variable:

24.9%

Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) per annum, your representative APR is 24.9% APR (variable).

HSBC Classic Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

29.9%

Representative example: When you spend £1,200 at a purchase rate of 29.9% (variable) per annum, your representative APR is 29.9% APR (variable).

Marbles Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

34.9%

Representative example: When you spend £1,200 at a purchase rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable).

Virgin Atlantic Black Credit Card

Annual Fee:

£140 p.a.

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

57.4%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, with a £140 annual fee, your representative APR is 57.4% APR (variable).

Virgin Atlantic White Credit Card

Annual Fee:

£0

0% Balance Transfer:

-

0% Purchases:

-

APR variable:

22.9%

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable).

Compare credit cards

How to compare credit cards

1. Decide what you need a credit card for

2. Narrow down your credit card type

3. Compare credit card features

4. Check your credit score and credit report

5. Apply for the credit card

Post Office Matched Credit Card

Post Office Platinum Credit Card

Asda Cashback Credit Card

Post Office Balance Transfer Credit Card

The NatWest Balance Transfer Credit Card

The Royal Bank Balance Transfer Credit Card

Vanquis Chrome Credit Card

Asda Cashback Start Credit Card

Vanquis Aquis Credit Card

Vanquis Visa Classic Credit Card

The NatWest Credit Card

RBS - The Royal Bank Credit Card

Barclaycard Platinum

Clydesdale Bank Gold Mastercard

Bank of Scotland Platinum Balance Transfer Card

Barclaycard Freedom Rewards

Nationwide Credit Card

Bank of Scotland Classic Credit Card

John Lewis Partnership Card

Saga Platinum Credit Card

Barclaycard Initial

Capital One Balance Transfer

HSBC Balance Transfer

American Express Nectar Credit Card

American Express Platinum Cashback Everyday

Aqua Advance

Aqua Classic

Aqua Reward

Aqua Start

B Credit Card

Bank of Scotland Low Rate Credit Card

British Airways American Express Credit Card

British Airways American Express Premium Plus Card

Capital One Classic Card

Debenhams Credit Card

HSBC Classic Credit Card

Marbles Credit Card

Virgin Atlantic Black Credit Card

Virgin Atlantic White Credit Card