A Guide To Credit Scores And Credit Reports

improve Credit Score

Top 10 Tips To Improve Your Credit Score

Practical measures you can take to improve your credit score.

credit score and credit report

What is a Credit Score & Credit Report?

An explanation of what your credit report shows you and how to select a credit report provider.

PocketRate Partner Offers

Starling Bank


Monthly Cost	Account Opening Time
FREE	5 Minutes!

As long as you’re 16 or over, and a resident in the UK only, you’ll be able to apply for a bank account online on your phone (no branch visits here) and in most cases, get an instant decision.

Free Credit Score - Experian


Sign up cost	Free access period
FREE	Forever

The UK's most trusted Credit Score free forever. Check it as many times as you like without affecting it.

bunq Bank


Global ATM Withdrawals	Monthly Fee
FREE	€7.99

Manage your money like a boss with easy budgeting, easy savings, insights and balance prediction.

Post Office Credit Card


0% Balance Transfer	0% Purchases
18 Months	12 Months

Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable).