Cheap Car Insurance - May 2022

Latest PocketRate Deals

Comparison sites, monthly subscription, pay by the mile and learner driver options.

Latest Car Insurance Deals

  • SAVE up to *£324
  • Compare 132 companies
  • Freebie reward offer
  • Trustpilot rated 'Excellent'
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On partner site

  • 600,000+ customers
  • Monthly subscription
  • No credit checks
  • Cancel anytime - no fee
  • Mobile app based
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On partner site

  • 3 Million+ Users
  • SAVE up to *£290
  • Compare 110+ companies
  • 97% reviewers recommend
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On partner site

By Miles
  • Less you drive, less you pay
  • Journey cost via app
  • NCB protection included
  • No mileage limit
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On partner site

John Lewis Car Insurance
  • 180 days European cover
  • Standard courtesy car
  • Uninsured driver protection
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On partner site

Cuvva Temporary Car Insurance
  • All done via the mobile app
  • 600,000+ customers
  • Hourly, Daily & Weekly
  • Get covered in minutes
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On partner site

  • From just £65.21 a month
  • Learn in parent's, friend's or your car
  • Doesn't affect owner NCB
View Deal

On partner site

Temporary Car Insurance

  • All done via the mobile app
  • 600,000+ customers
  • Hourly, Daily & Weekly
  • Get covered in minutes
Get Quote
  • Temporary car, van & learner
  • From 1 Hour to 28 Days
  • Instant cover available online
  • Drive almost any vehicle
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Tempcover Get Quote
Safely Insured Get Quote
Car Insurance Questions

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Comparison sites

These types of sites can help you save time by getting quotes from multiple insurance companies. Within a few seconds of submitting your information, the comparison site will start showing you quotes from across the market in order of cheapest first. Car insurance comparison sites will often compare over 100 companies.

We recommend that you try at least two or more comparison sites. The reason is that some of these sites may have unique rates that they have negotiated with insurers for themselves.

Some sites may also include insurers or products that other don’t. For example, Quotezone say they compare 110 insurers but Confused say they compare 120 insurers. This means that Confused includes 10 other companies in their comparison. However, it does not necessarily mean that Quotezone isn’t cheaper for certain risk types, as you don’t know what rates they have negotiated from insurers, so try both.


  • Enter your details once
  • Get multiple quotes from across the market
  • Saves you time visiting each insurer website
  • Shows you the cheapest quote first


  • Not every insurer is included
  • Sites may have different insurers in their comparison
  • Some sites may not have every product included from insurers
  • They don’t cater well for custom/specialist quotes

Monthly subscription car insurance

These products, such as the one offered by Cuvva, give you comprehensive cover for one month with the option of renewing the policy for another month if you so wish. If you renew for 12 continuous months then you will be entitled to a year of No Claims Bonus, just like a regular 12-month policy. You can choose to cancel at any time without incurring a fee.

Cuvva make it easy by enabling you to complete all the documentation and cover renewal process via a mobile app.

Due to it being a monthly policy, there are no direct debit interest fees, as you pay for your cover up front, each month.

Pros (for Cuvva)

  • Flexible month to month cover
  • No deposit required
  • Cancel anytime without charge
  • Earn No Claims Bonus for 12 continuous months
  • No Black Box


  • May work out more expensive as a long-term policy
  • Need to be at least 19 years old (even older for some car groups)
  • Need to download the app to get a quote

Pay by the mile

For the majority of the time your car is essentially doing nothing, sitting on the driveway or parked in the garage, even though you are still paying car insurance. A pay by mile policy aims to address this problem, essentially the less you drive the less you pay in insurance costs.

With these products you have to pay a standard, very low annual premium, and then you pay for each mile you drive, it’s usually a 2p/3p per mile.

The great thing about By Miles, who offer this product, is that you can get a cost for the journey you want to make via their app. That way you know exactly what you’re being charged for your insurance.

The pay by mile product has become very popular due to the increase in homeworking with people not using their car to commute anymore.


  • Pay insurance only when you drive
  • May work out cheaper than regular policies
  • Suitable for lower mileage drivers
  • Use the app to calculate journey cost


  • May work out more expensive for higher mileage drivers
April 28, 2022

Can I Cancel My Car Insurance Early?

What happens when you cancel your car insurance before the policy has completed.
April 27, 2022

Fewer MOTs Could Mean Higher Car Insurance

How having an MOT every two years could mean paying higher car insurance.
April 22, 2022

Car Insurance Rises To An Average Of £550

The latest survey from Confused shows that the average price of car insurance has risen to £550.
April 18, 2022

How A Bad Credit Score Can Affect Your Car Insurance

How having a poor credit score can impact how you purchase car insurance.
April 04, 2022

How To Choose The Best Level Of Voluntary Excess

An explanation of what voluntary excess is and what level of excess is the best one to choose.

*Quotezone - 51% could save £290.68 on their Car Insurance - calculated by comparing the cheapest price found with the average of the next three cheapest prices on Seopa Ltd’s insurance comparison website (November 2021)

*Confused - Based on data provided by Consumer Intelligence Ltd (April '22). 51% of car insurance customers could save £324.43