Compare unsecured personal loans
Monthly Repayment:
£180.37
Total Payable:
£10,822.20
APR Interest Rate:
3.20%
Features:
- PERSONAL LOAN WITH BREAKDOWN AT NO EXTRA COST!
- Make extra payments or pay off your loan early with no charges
- Instant decision in most cases
- No arrangement or set-up fees
- Fixed monthly repayments
Requirements:
- Been a UK resident for at least 3 years
- A regular income above £12,000 a year
- A good credit rating without a history of CCJ's or bankruptcy
- A UK based bank or building society account that can pay direct debits
- The ability to meet the repayments as missed payments incur a charge and could have consequences for getting credit in the future
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.2% per annum would result in a representative rate of 3.2% APR, monthly repayments of £180.37 and a total amount repayable of £10,822.20
Monthly Repayment:
£180.37
Total Payable:
£10,822.33
APR Interest Rate:
3.20%
Features:
- Borrow £1,000 - £25,000 over 1-7 years
- Check eligibility without affecting your credit rating
- Instant decision (in most cases)
- Next day transfer available
- Overpay without penalties
Requirements:
- Have been a UK resident for at least 3 years
- Have a regular income above £12,000 a year. If you are self-employed, you must have been employed for a minimum of 2 years.
- You are over 21 and no older than 70 when the loan term ends
- Have a good credit rating without a history of County Court Judgment or bankruptcy
- Have a UK based bank or building society account that can pay direct debits
- Ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.2% per annum would result in a representative rate of 3.2% APR, monthly repayments of £180.37 and a total amount repayable of £10,822.33
Monthly Repayment:
£180.80
Total Payable:
£10,848.30
APR Interest Rate:
3.30%
Features:
- Instant decision as an HSBC current account customer. Non account customer 2-5 days.
- HSBC Advance customers could get 10% cashback
- Make overpayments free of charge
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.3% per annum would result in a representative rate of 3.3% APR, monthly repayments of £180.80 and a total amount repayable of £10,848.30
Monthly Repayment:
£181.25
Total Payable:
£10,875.00
APR Interest Rate:
3.40%
Features:
- Online decision in minutes
- Pre-filled application if you bank with RBS online
- No impact on your credit rating
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.4% per annum would result in a representative rate of 3.4% APR, monthly repayments of £181.25 and a total amount repayable of £10,875.00
Monthly Repayment:
£183.41
Total Payable:
£11,004.60
APR Interest Rate:
3.90%
Features:
- Instant online decision
- Make additional payments with no charge
- Personalised quote with no credit footprint
- Get Deal for up to two repayment holidays a year, subject to approval
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.9% per annum would result in a representative rate of 3.9% APR, monthly repayments of £183.41 and a total amount repayable of £11,004.60
Monthly Repayment:
£190.39
Total Payable:
£11,423.40
APR Interest Rate:
5.50%
Features:
- Personal price quote - with no credit footprint
- Quick and easy application
- Price guarantee (conditions apply)
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 5.5% per annum would result in a representative rate of 5.5% APR, monthly repayments of £190.39 and a total amount repayable of £11,423.40
Monthly Repayment:
£242.32
Total Payable:
£14,539.29
APR Interest Rate:
17%
Features:
- Only takes 3 minutes to find out your rate
- Apply online (no fiddly paperwork to send through the post)
- Easy to pay extra towards your loan
- We don't charge early repayment fees
Requirements:
- Be at least 20 years old
- Be a UK resident with at least 3 years of address history
- Be employed, self-employed or retired with a pension
- Have an income of at least £12,000 per year (before tax)
- Be able to afford the loan (in relation to your income and outgoings)
Representative Example: A loan of £10,000 over 5 years will cost you £242.32 per month at a representative 17% APR. The total cost after 5 years is £14,539.29, which includes £4,539.29 interest at 17% fixed and a £0 fee. The total amount of credit is £10,000.