Post Office Money Personal Loan
Category: Loans
Features:
- Borrow £1,000 - £25,000 over 1-7 years
- Check eligibility without affecting your credit rating
- Instant decision (in most cases)
- Next day transfer available
- Overpay without penalties
Requirements:
- Have been a UK resident for at least 3 years
- Have a regular income above £12,000 a year. If you are self-employed, you must have been employed for a minimum of 2 years.
- You are over 21 and no older than 70 when the loan term ends
- Have a good credit rating without a history of County Court Judgment or bankruptcy
- Have a UK based bank or building society account that can pay direct debits
- Ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit