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post-office

Post Office Money Personal Loan

Category: Loans

Features:

  • Borrow £1,000 - £25,000 over 1-7 years
  • Check eligibility without affecting your credit rating
  • Instant decision (in most cases)
  • Next day transfer available
  • Overpay without penalties

Requirements:

  • Have been a UK resident for at least 3 years
  • Have a regular income above £12,000 a year. If you are self-employed, you must have been employed for a minimum of 2 years.
  • You are over 21 and no older than 70 when the loan term ends
  • Have a good credit rating without a history of County Court Judgment or bankruptcy
  • Have a UK based bank or building society account that can pay direct debits
  • Ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
Monthly Repayment: £180.37
Total Payable: £10,822.33
APR Interest Rate: 3.20%
Website:
Representative Example:
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.2% per annum would result in a representative rate of 3.2% APR, monthly repayments of £180.37 and a total amount repayable of £10,822.33
PocketRate Partner Offers
Starling Bank
Starling Bank

Monthly Cost Account Opening Time
FREE 5 Minutes!

As long as you’re 16 or over, and a resident in the UK only, you’ll be able to apply for a bank account online on your phone (no branch visits here) and in most cases, get an instant decision.
Free Credit Score - Experian
Experian

Sign up cost Free access period
FREE Forever

The UK's most trusted Credit Score free forever. Check it as many times as you like without affecting it.
Regulated and authorised by the Financial Conduct Authority (No.776059). We are a credit broker and not a lender.
Registered Office: 20-22 Wenlock Road, London N1 7GU | Registered in England & Wales Company No. 08197382
The 'PocketRate' name is a trademark of PocketRate Ltd.
Copyright © 2020 PocketRate Ltd.
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