ZOPA Personal Loan

Category: Loans


  • Only takes 3 minutes to find out your rate
  • Apply online (no fiddly paperwork to send through the post)
  • Easy to pay extra towards your loan
  • We don't charge early repayment fees


  • Be at least 20 years old
  • Be a UK resident with at least 3 years of address history
  • Be employed, self-employed or retired with a pension
  • Have an income of at least £12,000 per year (before tax)
  • Be able to afford the loan (in relation to your income and outgoings)
Monthly Repayment: £179.25
Total Payable: £10,754.87
APR Interest Rate: 2.90%
Representative Example:
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 2.9% per annum would result in a representative rate of 2.9% APR, monthly repayments of £179.25 and a total amount repayable of £10,754.87