ZOPA Personal Loan

Category: Loans


  • Only takes 3 minutes to find out your rate
  • Apply online (no fiddly paperwork to send through the post)
  • Easy to pay extra towards your loan
  • We don't charge early repayment fees


  • Be at least 20 years old
  • Be a UK resident with at least 3 years of address history
  • Be employed, self-employed or retired with a pension
  • Have an income of at least £12,000 per year (before tax)
  • Be able to afford the loan (in relation to your income and outgoings)
Monthly Repayment: £242.32
Total Payable: £14,539.29
APR Interest Rate: 17%
Representative Example:
Representative Example: A loan of £10,000 over 5 years will cost you £242.32 per month at a representative 17% APR. The total cost after 5 years is £14,539.29, which includes £4,539.29 interest at 17% fixed and a £0 fee. The total amount of credit is £10,000.