zopa

ZOPA Personal Loan

Monthly Repayment:
£242.32
Total Payable:
£14,539.29
APR Interest Rate:
17%

Features:

  • Only takes 3 minutes to find out your rate
  • Apply online (no fiddly paperwork to send through the post)
  • Easy to pay extra towards your loan
  • We don't charge early repayment fees

Requirements:

  • Be at least 20 years old
  • Be a UK resident with at least 3 years of address history
  • Be employed, self-employed or retired with a pension
  • Have an income of at least £12,000 per year (before tax)
  • Be able to afford the loan (in relation to your income and outgoings)
Representative Example: A loan of £10,000 over 5 years will cost you £242.32 per month at a representative 17% APR. The total cost after 5 years is £14,539.29, which includes £4,539.29 interest at 17% fixed and a £0 fee. The total amount of credit is £10,000.
rbs

RBS Personal Loan

Monthly Repayment:
£181.25
Total Payable:
£10,875.00
APR Interest Rate:
3.40%

Features:

  • Online decision in minutes
  • Pre-filled application if you bank with RBS online
  • No impact on your credit rating
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.4% per annum would result in a representative rate of 3.4% APR, monthly repayments of £181.25 and a total amount repayable of £10,875.00
lloydsbank

Lloyds Bank Personal Loan

Monthly Repayment:
£183.41
Total Payable:
£11,004.60
APR Interest Rate:
3.90%

Features:

  • Instant online decision
  • Make additional payments with no charge
  • Personalised quote with no credit footprint
  • Get Deal for up to two repayment holidays a year, subject to approval
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.9% per annum would result in a representative rate of 3.9% APR, monthly repayments of £183.41 and a total amount repayable of £11,004.60
hsbc

HSBC Personal Loan

Monthly Repayment:
£180.80
Total Payable:
£10,848.30
APR Interest Rate:
3.30%

Features:

  • Instant decision as an HSBC current account customer. Non account customer 2-5 days.
  • HSBC Advance customers could get 10% cashback
  • Make overpayments free of charge
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 3.3% per annum would result in a representative rate of 3.3% APR, monthly repayments of £180.80 and a total amount repayable of £10,848.30
barclays

Barlcays Personal Loan

Monthly Repayment:
£190.39
Total Payable:
£11,423.40
APR Interest Rate:
5.50%

Features:

  • Personal price quote - with no credit footprint
  • Quick and easy application
  • Price guarantee (conditions apply)
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 5.5% per annum would result in a representative rate of 5.5% APR, monthly repayments of £190.39 and a total amount repayable of £11,423.40