Best Breakdown Cover

The Best Car Breakdown Cover Providers in the UK

David Hickman
David is the editor for the money section of UK based comparison website PocketRate.com.

Choosing a breakdown cover provider for your car can be frustrating at best. Not only are there numerous breakdown companies but each one offers at least three or four levels of cover, all at different prices.

If that wasn’t confusing enough, providers often change their pricing structure month to month, making it difficult to compare like for like cover and cost between companies.

At PocketRate we’ve done the hard work for you. We’ve designed a simple breakdown comparison matrix that enables you to see at a glance the latest deals for each level of cover from the top UK providers.

Here is our list of the best breakdown cover providers in the UK.

The Automobile Association - AA

AA Breakdown

Have you broken down?

AA Breakdown Number

0800 88 77 66

Features

  • Unlimited call-outs
  • Up to £5 of free parts for roadside repairs
  • Free fuel to keep you going
  • Over 2,700 patrols

The AA was founded in 1905 and is the largest breakdown provider in the UK.

Cover levels offered by The AA

The AA offer three membership packages covering a combination of four main cover levels:

Roadside Assistance

For breakdowns that are a quarter of a mile from home. If a roadside repair cannot be made then the AA will take you and your car to a garage.

National Recovery

If your car can't be fixed, the AA will take your car and up to 7 passengers to any single UK destination.

At Home Cover

The AA 'At Home' Cover applies for breakdown repairs at your home and within a quarter of a mile.

Onward Travel

The AA offer car hire, accommodation or public transport costs if they cannot repair your vehicle and get you moving.

RAC

RAC Breakdown

Have you broken down?

RAC Breakdown Number

0333 2000 999

Features

  • 4 out of 5 vehicles fixed at the roadside within average of 30 min
  • All Patrol vans carry over 500 parts and tools
  • Recover you if you’re involved in an accident
  • Members get a range of exclusive offers

With their Head Office in Birmingham, the RAC were founded in 1897 and have over 8 million members.

Cover levels offered by the RAC

The RAC website enables you to build your own package so that you can create a tailored level of cover for your specific requirements.

Roadside Assistance

If you breakdown more than a quarter of a mile from your home and your vehicle cannot be repaired, the RAC will tow it and take you and your passengers either to a garage or destination of your choosing up to 10 miles away.

National Recovery

Similar to the above Roadside Assistance cover except that the RAC will take you and your passengers to anywhere in the UK.

At Home Cover

For breakdown issues at home or within a quarter of a mile from where you live that cannot be resolved, the RAC will tow your car to a garage or destination of your choice up to 10 miles away.

Onward Travel

The RAC will organise a hire car for up to 3 days or provide accommodation or public transport costs (£150 per person & £500 in total).

Key Replace

This optional cover will provide up to £1,500 to replace vehicle or house keys including fitting new locks and resetting your car alarm or immobiliser. Furthermore, they will provide a hire car in the event of you not being able to use your vehicle.

Emergency Assist

Emergency Assist Breakdown

Have you broken down?

Emergency Assist Breakdown Number

01945 586228

Features

  • Low cost cover without compromising on service
  • Bespoke quotation system
  • Three different levels of cover
  • Over 2,700 patrols

With their own in-house emergency call centre, Emergency Assist have a network of 3,000 agents and manage all recoveries, providing cover for cars, vans and motorcycles.

Cover levels offered by Emergency Assist

The AA offer three membership packages covering a combination of four main cover levels:

Roadside Assistance

When your vehicle breaks down more than 1/4 mile from your home address, you will be given up to an hour of roadside assistance.

National Recovery

If Emergency Assist cannot repair your vehicle at the roadside they will transport you to the nearest garage, your destination or home address.

Homestart

With the level of cover, Emergency Assist will attend to your vehicle if you suffer a breakdown within quarter of a mile of your home.

Onward Travel

If your vehicle cannot be repaired at the roadside or in a garage the same day, this cover will provide reimbursement for the driver and up to four passengers to carry on their journey or return home, vehicle hire for one day or overnight accommodation.

QDOS

QDOS Breakdown

Have you broken down?

QDOS Breakdown Number

0800 112 4353

Features

  • Dual vehicle cover option
  • One Call discount option
  • QDOS will call your friends to inform them of your delay
  • Medical transfer of injured driver (at policy holder expense)

As an insurance intermediary since 2007, QDOS have been offering breakdown cover online since 2007. They offer car, van, motorcycle and fleet cover options.

Cover Levels Offered by QDOS

QDOS offer four different policy options covering a mix of cover levels:

Roadside Assistance

QDOS will spend up to an hour trying to fix your vehicle.

Recovery up to 10 miles

QDOS will take you and up to 7 passengers to the nearest garage within 10 miles..

Nationwide Recovery

QDOS will take the driver and up to 7 passengers either back home or to a garage of your choice in that location.

Homestart

You will be covered for breakdowns at your home and within a mile of where you live.

startrescue.co.uk

startrescue Breakdown

Have you broken down?

startrescue Breakdown Number

01206 785999

Features

  • 78% of vehicles repaired at the roadside
  • Average call answer time 3 seconds
  • 425+ Recovery operators in our network
  • 5 Star rated mobile apps

Startrescue.co.uk are an award winning breakdown service offering affordable cover. They have a 24 hour control centre and provide a mobile app to help customer report a breakdown problem without making a phone call.

Cover Levels Offered by startrescue.co.uk

startrescue.co.uk offer multiple levels of cover including:

Roadside Assistance

Startrescue will send help for breakdowns that are more than a mile away from your home and spend up to an hour trying to fix the problem.

Nationwide Recovery

Where your car cannot be repaired at the roadside, they will arrange for you, your passengers and your vehicle to be transported either to a garage, your home or original destination (whichever is nearest).

Home Assist

Your vehicle will be repaired at your home (or within 1 mile of your home).

Compare Breakdown Cover Packages

Breakdown Cover ProductRoadside
Cover
National
Recovery
Home
Cover
Onward
Travel
Annual
Cost From:
RAC Option 1£40.00See Deal
RAC Option 2£99.00See Deal
RAC Option 3£99.00See Deal
RAC Option 4£124.00See Deal
RAC Option 5£124.00See Deal
Emergency Assist Saver Cover£19.00See Deal
Emergency Assist Premium Cover£35.00See Deal
Emergency Assist Complete Cover
(including European Travel)
£75.00See Deal
AA Option 1£95.00See Deal
AA Option 2£99.00See Deal
AA Option 3£119.00See Deal
QDOS Roadside & Local Cover£12.65See Deal
QDOS Roadside, Local & Home Cover£17.99See Deal
QDOS Roadside & National Cover£15.99See Deal
QDOS Complete UK Recovery£20.99See Deal
startrescue.co.uk - Option 1£16.45See Deal
startrescue.co.uk - Option 2£18.79See Deal
startrescue.co.uk - Option 3£28.79See Deal
Rescuemycar.com - Rescue 1£16.00See Deal
Rescuemycar.com - Rescue 2£19.99See Deal