N26 You account

N26 launches the N26 You bank account

One of the most popular challenger banks in Europe, N26, has launched their new N26 You account which has a number of advantages over their other account options.

The N26 You plan is £4.90 per month and is pitched in-between the free current account option and the N26 Metal option which is priced at £14.90 per month. It essentially replaces the N26 Black account but with extended membership benefits.

Cool features

N26 say that the new product offers a seamless, personalised banking experience that benefits users and say it is 'A packaged bank account that puts you at the core of everything'. It does in some key areas including:

  • Free ATM withdrawals in any currency around the globe.
  • No foreign transaction fees or mark-up costs when paying with your card abroad.
  • A card available in five different colours including: Aqua, Rhubarb, Sand, Ocean and Slate.
  • Extra Spaces: 10 Spaces sub-accounts alongside your main account for reaching your savings goals.
  • Coming soon: additional cards. Get one extra card to leave at home or to travel the world with.

ProductMonthly FeeUK ATM & PurchasesAbroad Card PurchasesAbroad ATM WithdrawalsPocketRate Partner Link
Current Account
£0.00FreeFree1.7% of amount drawnVisit Site
N26 You
includes exclusive benefits
£4.90FreeFreeFreeVisit Site
N26 Metal
includes exclusive benefits
£14.90FreeFreeFreeVisit Site

Partner deals

The N26 You account will also offer exclusive deals and hand-picked discounts from partners that are all carefully curated with you in mind, including:

  • GetYourGuide
  • WeWork
  • Hotels.com
  • YOOX

How to open an N26 You account

New customers:

  1. Download the N26 app
  2. Follow the step-by-step process to confirm your details
  3. Select the N26 You account option and a colour for your new card
  4. Verify your identity and activate your new card after receiving it by post

Already have a N26 account?

  1. Simply open your N26 app
  2. Navigate to the 'Explore' section
  3. Select N26 You and choose your card colour
  4. Confirm your upgrade and activate your new card after receiving it

Don't need these features?

The basic N26 current account doesn't have any monthly fees yet still offers free card payments in any currency.

Want more?

At the other end you could opt for the N26 Metal current account option. This comes in at £14.90pm but gives you LoungeKey membership, travel insurance and dedicated customer support.

Read our full N26 review or compare all the N26 accounts and other digital bank offers using our simple PocketRate digital bank comparison table.