Compare Help to Buy ISA Rates

  • First Time Buyers can get a 25% bonus from government scheme
  • Get up to £3,000 extra on savings of up to £12,000
  • Compare the best Help to Buy ISA Rates from top providers
Ford Money Fixed Saver 1 Year Ford Money
AER Interest Rate:
Minimum Deposit:
Minimum deposit £500, maximum balance £2,000,000. 14 day cooling off period: after this, your money is locked away for the term

Apply Online
ISA AccountAER Interest RateMin. Opening DepositNotice PeriodFeatures
Barclays Bank Help to Buy ISA

Help with saving towards your first home.
(variable rate)

  • Save up to £1,200 in the first calendar month

  • Save up to £200 per calendar month afterwards

  • In support of the government's Help to Buy

  • Access online, Barclays Mobile app, branch & phone

See Deal
HSBC Help to Buy ISA

Bring your first home a step closer with a 25% savings bonus.
(variable rate)

  • Save up to £200 per calendar month

  • Option of an additional £1,000 in the first month you make a subscription

  • Claim your 25% government bonus via a solicitor or conveyancer

  • Access online, branch, phone & post

See Deal
Lloyds Bank Help to Buy ISA

Save towards your first home tax free. Qualifying first time buyers can get a 25% bonus from the Government's Help to Buy scheme of up to £3,000.
(variable rate)

  • Open an account with between £1 & £1,000

  • Pay in up to £200 in any calendar month

  • Unlimited withdrawals

  • Access online, branch & phone

See Deal
Nationwide Help to Buy: ISA

For first-time buyers - boost your savings towards your first home.
(variable rate)

  • Open with up to £1200, then save up to £200 a month

  • Transfer an existing Help to Buy: ISA

  • You could qualify for Government bonus up to £3k on qualifying purchases

  • Open and manage online or in branch

See Deal
Aldermore Easy Access Help to Buy: ISA

Let’s get you on the property ladder.
(variable rate)

  • Government bonus of 25%*

  • You will also receive interest on our Easy Access Help to Buy: ISA

  • Interest will be earned from the date on which we receive your money

  • Fast and easy set up

  • Easily transfer ISAs from other providers

See Deal

Help to Buy ISA

What is a Help to Buy ISA?

This type of ISA is also considered a type of cash ISA but is specifically designed to help first time buyers save for a mortgage deposit and get their foot on the housing ladder.

The UK government operates it as an affordable home ownership scheme and will top up your savings by another 25% (up to a maximum of £3,000) on savings of up to £12,000. If you are buying a property with someone else, they can also open a Help to Buy ISA.

You can use the government ISA calculator to see what bonus you could get.

In order to qualify, there are some eligibility rules including:

  • The purchase price of the property can be up to £250,000 (£450,000 in London)
  • The property must be the only home you own
  • You must live in the property

Your first deposit into your Help to Buy ISA can be up to £1,200. You can then deposit up to £200 a month into the account. Your solicitor will apply the 25% government bonus when you buy the property.

PocketRate provide comparison services at no cost to the customer. PocketRate may receive a commission fee from the companies listed.